We exist to Fuel your Business Momentum
Fast Growth Capital for Established SMBs
Term sheets in 48 hours. Funding in 4–5 business days.
No bank runaround.
Fast Capital. Ironclad Execution.
The Ironclad Difference
Built for operators who move fast
We replace the friction of traditional lending with speed, structure, and certainty of close.
Speed
Term sheets in 48 hours and funding in 4–5 business days. No drawn-out underwriting, no bank runaround.
Flexibility
Structures tailored to your business — working capital, growth capital, acquisitions, and equipment.
Certainty
When we issue a term sheet, we close. Ironclad execution from first call to wire transfer.
Built on Craft
Old-world diligence. Modern speed.
Capital is a trade, not a trend. We read the books, measure the plan, and structure each deal by hand — the way lenders did before automated scorecards replaced judgment.
That discipline is why our term sheets close: nothing leaves the bench until it holds.
Who We Fund
Industry Focus
Deep underwriting expertise where complexity, timing, and capital structure matter most.
Construction
Bonding lines, equipment finance, and growth capital for established contractors and trades.
Healthcare
Working capital and acquisition funding for practices, clinics, and specialty providers.
Manufacturing & Distribution
Inventory, equipment, and expansion capital for operators ready to scale.
Retail & Consumer
Inventory, expansion, and marketing capital for retail and consumer brands.
Arts & Entertainment
Production, equipment, and expansion capital structured around project-based revenue.
Business Services
Working capital, hiring, technology, and growth funding for professional and business services firms.
Hospitality
Renovations, equipment, inventory, expansion, and working capital for restaurants, hotels, and hospitality operators.
Information & Technology
Growth capital, R&D, acquisitions, and working capital for technology and information services companies.
Acquisition & Bridge Capital
Gap and bridge capital to complete the capital stack for business acquisitions when SBA or bank loans fall short.
How It Works
From application to wire in days
Quick application
Share basics about your business in under 10 minutes. No tax-return marathon.
Term sheet in 48 hours
Our team underwrites fast and returns a clear, transparent term sheet — not a maze.
Diligence & docs
We handle paperwork in parallel so closing doesn't stall. You stay focused on operating.
Funded in 4–5 days
Wire hits your account. You deploy capital while competitors are still waiting on a banker.
Real Results
Capital deployed, deals closed
Acquisition financing closed in 9 business days, beating a competing bid by two weeks.
Growth line of credit deployed to fund three concurrent projects and double crew capacity.
Equipment + working capital package replaced a bank that walked at the closing table.
Lender Criteria
Straightforward, transparent fit
We tell you upfront whether your business qualifies — no months of back-and-forth before a decision.
- 2+ years in business
- EBITDA positive
- US-based operating company
- Funding range: $100K – $15M
- Clean ownership & corporate structure
- Demonstrable use of proceeds
Get your term sheet in 48 hours
Tell us about your business. We'll underwrite quickly, structure intelligently, and close with certainty.